Travel Insurance Office Inc.

Travel scams can be frustrating and costly, but with a little awareness and preparation, you can avoid most of them and enjoy a safe trip.

Are you at a loss for what to pack for your trip? TIO has put together a comprehensive guide on what to pack and which precautions to take.

🌍✈️  Have you considered Trip Cancellation, Trip Interruption, or Baggage Insurance for your next trip?  If not, it might be time to...

When winter’s chill sets in, a growing number of retirees pack up their lives and head to warmer climates. For many, this annual...

Winter season sees a flock of retirees and travel enthusiasts migrating to warmer regions, seeking sanctuary from the chilly Canadian...

When getting a quote be aware of hidden charges that may exist. You may end up paying a lot more than you thought you would.

When buying travel insurance don’t forget to account for the possibility of incurring administration fees and service charges. Last...

Here are 10 tips you should consider when evaluating products, selecting a broker, and making a purchase: 1. The Plan Maximum It is...

Advice and information about travelling during the COVID-19 pandemic It appears the COVID-19 third wave nightmare has peaked and life is...

What you need to know about COVID-19 if you're travelling now or planning to travel.

Travel insurance is as important as medication. Both protect you from what could be a catastrophe. Medication protects your health and...

Every year, many travellers have medical emergencies and, upon arriving at the hospital or doctor office, have no idea what travel...

How you can avoid incurring unnecessary costs 1. If you have a medical emergency contact your travel insurance assistance provider as...

All policies have exclusions, you must be aware of them. Travel medical insurance provides coverage for losses from unexpected, sudden,...

It depends on how many days have you spent in the U.S. in the past 3 years Canadians may spend up to 182 days in the U.S. in any 12-month...

The travel insurance industry is committed to serving Canadian travellers Canada’s Travel Health Insurance Association (THiA) launched...

The answers on the medical questionnaire must match the notes in your medical file. If you have a claim, the insurance company’s claim...

6 out of 100 claims (6%) are heart-related BUT $35 out of every $100 in claims paid (35%) is heart-related! We have spoken to many people...

Follow this checklist for peace of mind: Every year, you hear stories of people whose claim has been denied. Here is what you don’t...

Balance Billing is a common scare tactic. Did you have a claim this year while travelling? If you do be sure to follow these steps:...