Blue Cross Medical Insurance
Blue Cross is a partner product offered by Travel Insurance Office Inc. (TIO).
It provides $5 million CAD coverage (per person) for medical emergencies incurred unexpectedly during the period of coverage.
At a Glance ...
Blue Cross is only available in Ontario, Quebec, and the Atlantic Provinces
Flight Delay Service
If your flight is delayed, you enjoy added benefits.
Excellent coverage for persons with multiple pre-existing conditions that are stable in the 6 months prior to travel.
Blue Cross offers excellent rates for multi-trip plans
Worldwide coverage (both in and out of Canada)
24/7 Emergency Assistance
Product Features
'Hover' and discover what Blue Cross has to offer ...
$5 Million CAD Coverage for Medical Emergencies
Any medical emergency related to a pre-existing medical condition will be covered as long as the condition is stable for 3, 6, 12, or 24 months depending on your age, plan, and trip length (see page 15 of the policy).
Blue Cross offers excellent coverage for persons with multiple pre-existing conditions.
Coverage for
Pre-Existing Conditions
Get up to $2,000, per person, per claim, to cover the fees of a dental surgeon for dental care required as a result of external trauma, when there is damage to natural & healthy teeth or for reduction of fracture or dislocation of the jaw. For all other emergency dental treatments, except root canal therapy, the fees of a dental surgeon up to $500 per trip, per person.
Health & Dental
Benefits
The Flight Delay Service benefit is the most relaxing way to deal with flight delay. All Blue Cross policies automatically include the Flight Delay Service benefit at no extra cost.
Flight Delay Service provides a range of benefits if your flight is delayed. If delayed 3+ hours you get to enjoy access to an airport lounge or a cash payout if no lounge is available. If delayed 6+ hours you can rest in the comfort of a hotel room or a cash payout if a hotel room is not available.
Flight Delay
Service
If you suffer a medical emergency while you are out-of-country you may return to Canada for your medical care. When repatriation is approved, the following expenses are covered:
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Costs related to your medical repatriation
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Costs related to the repatriation of your travelling companion or an immediate family member
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Costs for an accompanying person
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Baggage return costs
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Pet return costs
Return to Canada for
your Medical Care
If you plan to travel frequently in a 12-month period, consider purchasing a multi-trip annual plan.
Annual plans cover the first 4, 8, 17, 31, 60, 90, 120, 150 or 180 days (based on the plan you selected) of every trip you take out of Canada. You may extend your annual plan if your trip is longer by simply 'topping-up' your coverage.
Annual plans include unlimited trips within Canada for 12 months (outside of your home Province or Territory).
Optional Annual Plans
for Multi-Trips
Enjoy a variety of deluxe benefits including, but not limited to:
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Ambulance or taxi services (land or air)
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Remote location medical evacuation
(ex. cruise ship) -
Hospital accommodation
(including semi-private room) -
Transportation to visit or identify the insured person
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Vehicle return
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Return or disposal of remains