TuGo Emergency Medical Insurance
TuGo is a partner product offered by Travel Insurance Office Inc. (TIO) .
It provides $10 million CAD coverage (per person) for medical emergencies incurred unexpectedly during the period of coverage.
At a Glance ...
Trip Cancellation, Trip Interruption, and Baggage Coverage
MyFlyt™ Flight Delay Benefits
Optional Coverage for extreme Sports & Activities
Worldwide coverage (both in and out of Canada)
Some of the lowest rates in Canada for persons under age 40
Coverage for persons 90+
Product Features
'Hover' and discover what TuGo has to offer ...
$10 Million CAD Coverage for Medical Emergencies
Any medical emergency related to a pre-existing medical condition will be covered as long as the condition is stable 7-days prior to the date coverage begins.
7-Day Stability for
Pre-Existing Conditions
MyFlyt™ takes the frustration away from your flight delay. Instantly access an airport lounge pass or a cash payout, if your flight’s delayed for 2 or more hours.
Each time a flight is delayed 2 or more hours, travellers registered with MyFlyt service receive their choice of an airport lounge pass or cash payout, via email and text message.
Best of all—as one of our travel insurance customers, you can take advantage of MyFlyt at no extra charge!
MyFlyt™
Flight Delay Benefit
If you need to cancel your trip before your scheduled departure, or if your trip is interrupted while you’re already on vacation, Trip Cancellation & Trip Insurance will reimburse your for those non-refundable unused travel purchases.
Covered risks include (but not limited to):
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Unexpected illness, injury and/or death
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Travel advisory
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Canceled flight or tour
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Natural disaster/unforeseeable event
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Pregnancy
Trip Cancellation
Trip Interruption
Baggage Coverage
Are you 90 years or older looking for travel medical insurance? Look no further. TuGo Emergency Medical Insurance, provided by TIO, is available for all ages as a Single Trip or Multi Trip Annual plan.
This travel medical insurance provides $10 million CAD coverage per person, per claim, for all ages. It also has some of the lowest rates for persons under the age of 40 and the lowest stability period of all our products (7-days). Perfect for those with unstable and/or multiple pre-existing conditions.
No Age Limits
Plan to participate in any extreme sports and/or activities on your next trip? Consider purchasing Sports & Activity Coverage. With this coverage, you can hike, zip line, bungee jump, mountain bike, or even parasail over water and still be protected under the standard Emergency Medical Insurance. Additional sports & activities covered include (but not limited to):
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Downhill freestyle skii/snowboard
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Organized team sports
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Parachuting/skydiving/tandem skydiving
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Rock climbing
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Scuba diving
Optional
Sports & Activity Coverage
Enjoy a variety of deluxe benefits including, but not limited to:
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Ambulance services (land and air)
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Remote location medical evacuation
(ex. cruise ship) -
Hospital accommodation (including semi-private room)
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Dog and cat return (ensures your furry friend makes it home with you)
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Dental emergencies and pain